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Do you have enough insurance?

 


Hello. Awesome, amazing, wonderful people. Cyril White, certified Financial Planner with Four Financial Management, where it is my mission to make as many of you as healthy and as wealthy as I can. I wanted to talk about a very serious topic with you today, which is do you have enough life insurance or asset or disability insurance to cover your loved ones if something bad were to happen to you? Unfortunately, it seems like there are a lot of illnesses and a lot of deaths going on in our world right now and you want to definitely make sure that you if something should happen to you, whether you're disabled, which there actually is more probability that you become disabled and can't work, versus dying abruptly, that your loved ones are covered. I've been doing this a long time. I've had many clients, friends and family members die, as I'm sure many of you have and I've seen a million dollars in life insurance for a family be dissipated very quickly. You might think you have enough insurance, however, like many client that we initially work with, you may not. If you don't know if you have enough, please see a professional and crunch the numbers! We'd be happy to help you. It doesn't cost you anything to get insurance quotes and to have a professional assess whether you do have enough coverage. So please make sure you have enough life insurance, disability insurance, or if you have liquid assets, liquid assets meaning assets that can be turned into cash quickly. Liquid assets would not include real estate or other assets that cannot be turned into cash quickly. If you have enough assets and you don't need to insure and you're basically self-insured, that's great. But make sure that you have enough so if something were to happen to you, your family will be covered. Thanks!

For 25 years I have helped families work towards their financial goals! 

  

Please contact me at (734) 725-2119 or cyril.white@fourfinancial.com if you have any questions or if there is anything we can assist you with! 

  

This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Any economic forecasts set forth may not develop as predicted and are subject to change.  All information is believed to be from reliable sources; however, LPL Financial makes no representation as to its completeness or accuracy.  The opinions voiced in this material are for general information only are not intended to provide specific advice or recommendations for any individual.  

  

Securities offered through LPL Financial.  Member FINRA/SIPC

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