Skip to main content

Do you have enough insurance?

 


Hello. Awesome, amazing, wonderful people. Cyril White, certified Financial Planner with Four Financial Management, where it is my mission to make as many of you as healthy and as wealthy as I can. I wanted to talk about a very serious topic with you today, which is do you have enough life insurance or asset or disability insurance to cover your loved ones if something bad were to happen to you? Unfortunately, it seems like there are a lot of illnesses and a lot of deaths going on in our world right now and you want to definitely make sure that you if something should happen to you, whether you're disabled, which there actually is more probability that you become disabled and can't work, versus dying abruptly, that your loved ones are covered. I've been doing this a long time. I've had many clients, friends and family members die, as I'm sure many of you have and I've seen a million dollars in life insurance for a family be dissipated very quickly. You might think you have enough insurance, however, like many client that we initially work with, you may not. If you don't know if you have enough, please see a professional and crunch the numbers! We'd be happy to help you. It doesn't cost you anything to get insurance quotes and to have a professional assess whether you do have enough coverage. So please make sure you have enough life insurance, disability insurance, or if you have liquid assets, liquid assets meaning assets that can be turned into cash quickly. Liquid assets would not include real estate or other assets that cannot be turned into cash quickly. If you have enough assets and you don't need to insure and you're basically self-insured, that's great. But make sure that you have enough so if something were to happen to you, your family will be covered. Thanks!

For 25 years I have helped families work towards their financial goals! 

  

Please contact me at (734) 725-2119 or cyril.white@fourfinancial.com if you have any questions or if there is anything we can assist you with! 

  

This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Any economic forecasts set forth may not develop as predicted and are subject to change.  All information is believed to be from reliable sources; however, LPL Financial makes no representation as to its completeness or accuracy.  The opinions voiced in this material are for general information only are not intended to provide specific advice or recommendations for any individual.  

  

Securities offered through LPL Financial.  Member FINRA/SIPC

Comments

Post a Comment

Popular posts from this blog

May Market Update

 Greetings! I hope you are doing well! The latest market recovery, driven by optimism about trade deals, resilient economic fundamentals, easing inflation, and strong corporate profits, serves as a reminder that periods of turmoil often create investment opportunities. Despite potential short-term disruptions and stagflation risks, investors are advised to stay the course and maintain their long-term strategies, as history shows that markets tend to reward disciplined, long-term investors. P l e a s e   c o n t a c t   my  anytime   w i t h  at (734) 272-4322 or email at cyril.white@fourfinancial.com with your  q u e st i o ns and concerns! S i n c ere l y,                                                          Cyril Certified Financial Planner(tm)  Securities offered through LPL Financial | Member FINR...
Post a Comment
Read more

April 2025 Market Volatility Update

Hello! I hope you're doing well! Well, we continue to live in interesting times! M a r k e t s h av e c ont i n u ed t o m o v e s h a r pl y i n r e s p o n s e t o n ew l y an n o un c ed t a r i ffs an d g r o w in g c on c e r n s o v er g l o ba l t r a de. F r i d a y ’ s st eep s e l l o ff ex t e n ded in t o M o n d a y, w i t h v o la t ili t y rem ai n i n g e l e v a t ed ac r os s s e c t o r s a n d a ss et clas s e s. Th i s i s w hat w e c a l l a g ut c he c k m o ment. A t i me w h en t h e h e a d li n es feel l o u d. Th e n u m b ers feel sh a r p . A n d y o u r in st i n c t s m a y s t a rt t o q u e s t i o n y o u r pla n . Givin g a d vic e no t t o pa n i c d u r i n g s e v ere m a r k et d o w n t u r n s ca n feel a l i t t l e clic h é, b u t i t i s t h e m o s t i m p o r t a n t pi e c e o f f i n a n cia l a d vic e y o u ca n g e t . Please click on the video ico...
Post a Comment
Read more

Best Financial Planning / Investment Books: "The Richest Man in Babylon" Book Review

  Hey guys. Cyril White, Certified Financial Planner, Four Financial Management, where it is my mission to help as many of you get as wealthy and as healthy as possible! I've been in the financial business,   financial planning, wealth management, investment management business, call it what you will, for going on over 25 years now. It's crazy how time flies when you’re having fun!   I'm often asked, what books can one read to improve their financial situation, to educate yourself on personal financial issues, concepts and best practices. So what I've decided to do is I'm going to put together these videos to cover many of the most popular financial planning, personal financial management and investing books, all of which I have read, and I'm going to give you my two cent on them and provide a review of these books. You can find a comprehensive list of all the books in the notes to this video. My list of popular personal financial planning and investment books w...
4 comments
Read more