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Showing posts from December, 2023


  Life is rarely comfortable. And the more you seek comfort, the less likely you’ll have the kind that really matters — like long-term physical and mental health and meaningful relationships. Such comforts are reaped from hard work sowed over time, again and again. From grit.

Perfect Holiday Gift for Women!

  Looking for that perfect holiday gift for the women in your life who have everything? Well look no further! Through the holiday season my book "Women, Wealth and Wellness" is on sale on Amazon! Both electronic and physical versions! Click the following link to check it out and have a safe and happy holiday season and New Year!   Securities offered through LPL Financial | Member FINRA/SIPC. Investment advisory services offered through Four Financial Management a registered investment advisor & separate entity from LPL Financial. 

Weekly Financial Market Performance for the Week of December 8, 2023

  U.S. and International Equities Markets Mostly Higher Both the S&P 500 Index along with the Nasdaq Composite witnessed their sixth consecutive weekly rise as Google’s AI model impressed investors.  Communication services, consumer discretionary, and information technology led this week’s market returns.  Energy is this week’s laggard given weakness in energy prices. Sentiment remains bullish according to the most recent AAII Survey, however the percent of bears grew from a neutral stance. The percentage of bullish investors increased slightly to 47.3%, which is well-above the historical long-term average of 37.5%. Bearish investors jumped to 27.46%, just below the historical average of 31.0%. Neutral investors declined from 31.7% to 25.3. Fixed Income Higher The Bloomberg Aggregate Bond Index continued higher this week amid momentum from peak Federal Reserve (Fed) hawkish monetary policy being reached and economic soft-landing narratives.  In addition, high yield bonds also gaine

2023 Last Chance Financial Planning Check List

 Hello! I hope you and your family are doing well! Next week I am sending out the 2023 Last-Chance Financial Planning Checklist to all friends, family, and clients. It's a quick way to determine if you need to take any actions before the end of the year.   It's a simple checklist that covers only those areas that need attention at year end – taxes, retirement savings, investments, insurance, and medical. It might take you five minutes, tops. If you would like a copy of the checklist please message me back with your email address and I will be sure to email you a copy. If you know someone who could use this checklist, let me know. I will make it available to anyone who could use the help. Just reply to this message with their name and contact information, and I'll see they get the checklist. I wish you and your family a very HAPPY AND SAFE HOLIDAY SEASON AND NEW YEAR! Thanks, and please let me know if I can be a resource for you in any way! Best regards, Cyri