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Showing posts from December, 2022

Year End and Year Ahead Thoughts

I hope you and your family are doing well! We experienced a turbulent year in 2022 as global central banks, led by the U.S. Federal Reserve, tackled inflation and the global economy cooled. While we can’t know exactly when the turbulence will end, the economy and markets have already made meaningful progress toward rebalancing. Inflation has started to recede, a process we believe will continue in 2023, even if it will likely take some time to fully return to normal. U.S. Federal Reserve rate hikes will very likely end in the first half of 2023, although rates may remain at a restrictive level throughout the year. Labor markets, which had remained tight despite high inflation, have started to loosen. Voters have even chosen a more balanced government in Washington—with a single party no longer controlling the presidency, House, and Senate. Even as the environment remains uncertain, the ongoing process of finding a balance may be starting to create opportunities for investors. Higher in

The Many Different Names of Sustainable Responsible Investing (SRI)

  Hello wonderful people, Cyril White, Certified Financial Planner with Four Financial Management.  It is my mission to help as many of you become as wealthy and as healthy as possible!    My clients are driven by their very strong personal values and goals. They aim for strong financial performance, but also believe that their investments should be used to help contribute to advancements in social, environmental, and governance practices. They may actively seek investments that are likely to provide important societal or environmental benefits.   Just as there is no single motivation for Sustainable, Responsible and Impact ( SRI ) investing , there is no single term to describe it. Depending on their emphasis and/or perspective, investors use such labels as “ESG investing,” “ethical investing,” “green investing,” “impact investing,” “mission-related investing,” “responsible investing,” “socially responsible investing,” “sustainable investing” and “values-based investing,” among others