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Women, Wealth, Wellness & Wine Book

In 2023 I published the first edition of my book “Women, Wealth, Wellness and Wine”.  I thought that perhaps my almost 30 years of experience helping mostly women who had undergone a life changing event, work towards achieving their financial and wellness goals may be useful to other women undergoing similar life circumstances (not to mention that I also have 3 daughters and I hoped that it may be useful to them as well!).  While I am NOT an expert on Wine (you will need to read the book to learn why that word is in the title) those that have read the book have told me that they found it very helpful.  It’s not long, only 131 pages, however, I tried to cover the most important aspects of many subjects that I thought were important to working towards financial and wellness goals. You can purchase the paperback for $15.95 or a Kindle version for $9.95 on Amazon by clicking the following link: https://www.amazon.com/Women-Wealth-Wellness-Cyril-White/dp/B0C47TCCQD/ref=sr_...
Recent posts

2026 Outlook

 HAPPY NEW YEAR! I hope that you and your family have a safe, healthy and prosperous New Year! In 2025, we observed a market environment where fiscal and monetary policy decisions, rather than traditional business fundamentals, were the primary drivers of market direction. This shift means that policy influence and market momentum have become significantly more impact in shaping market trends, often overshadowing underlying economic performance. This policy and momentum-driven market is expected to continue, bringing with it continued volatility and significant price fluctuations. Investors should prepare for these swings by remaining patient and avoiding impulsive reactions to short-term sentiment. The good news is that our firm's research department believes policy could be a tailwind for markets. We believe monetary decision-makers will continue easing policy as economic conditions downshift and inflation remains contained. Corporate earnings may help, though there will be littl...

May Market Update

 Greetings! I hope you are doing well! The latest market recovery, driven by optimism about trade deals, resilient economic fundamentals, easing inflation, and strong corporate profits, serves as a reminder that periods of turmoil often create investment opportunities. Despite potential short-term disruptions and stagflation risks, investors are advised to stay the course and maintain their long-term strategies, as history shows that markets tend to reward disciplined, long-term investors. P l e a s e   c o n t a c t   my  anytime   w i t h  at (734) 272-4322 or email at cyril.white@fourfinancial.com with your  q u e st i o ns and concerns! S i n c ere l y,                                                          Cyril Certified Financial Planner(tm)  Securities offered through LPL Financial | Member FINR...

April 2025 Market Volatility Update

Hello! I hope you're doing well! Well, we continue to live in interesting times! M a r k e t s h av e c ont i n u ed t o m o v e s h a r pl y i n r e s p o n s e t o n ew l y an n o un c ed t a r i ffs an d g r o w in g c on c e r n s o v er g l o ba l t r a de. F r i d a y ’ s st eep s e l l o ff ex t e n ded in t o M o n d a y, w i t h v o la t ili t y rem ai n i n g e l e v a t ed ac r os s s e c t o r s a n d a ss et clas s e s. Th i s i s w hat w e c a l l a g ut c he c k m o ment. A t i me w h en t h e h e a d li n es feel l o u d. Th e n u m b ers feel sh a r p . A n d y o u r in st i n c t s m a y s t a rt t o q u e s t i o n y o u r pla n . Givin g a d vic e no t t o pa n i c d u r i n g s e v ere m a r k et d o w n t u r n s ca n feel a l i t t l e clic h é, b u t i t i s t h e m o s t i m p o r t a n t pi e c e o f f i n a n cia l a d vic e y o u ca n g e t . Please click on the video ico...

Market Volatility 2025!

  I hope you and your family are doing well! M a r k et v o la t ili t y h a s a rr iv ed i n f o r c e!  T h e s l o wd o w n i n t h e e c o n o m y a n d m o re p o l i c y - dr i v en v o la t ili t y w a s t he c ons e n s u s ex p e c t a t i o n c o m i n g i n t o 2 0 2 5 . W h a t w a s n o t ex p e c t e d, h o we v er, w a s h o w m u c h t h e T r u mp a dm i n is t r a t i o n w o u l d l e a n i n t o t a r i ff s . Du r in g Pr e s i de n t T r u m p’ s f i r s t t e rm, i n m o s t i n s t a n c e s , i n v e s t o r s o b s er v e d t h e a d m i n i s t r a t i o n de la y in g , red u cin g , o r e v e n re m o vin g t a r i ffs w h en t h e s t o c k m a rk et ex p re s s ed d i s app r o val . O liv e b r a n c h es f r o m t h e W h i t e H o u s e s pa r k ed s to c k re b o un d s.   It app e a rs t h i s n ew T r u mp a dm i n is t r a t i o n i s m o re c o mm i tt e d. T...