White House Financial & Settlement Consulting, LLC helps families live an easier and less stressful life through the achievement of their financial goals by providing comprehensive, fee-only, client focused financial advice and exceptional service.
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While meeting with a new
client yesterday and explaining our investment process, I thought about the
basic keys which I have learned in over fifteen years of helping clients invest
their assets which are as follows:
1.) Having a disciplined
written investment plan and process, that is regularly monitored and properly
managed, is much more important than the individual investments you select to
implement your plan. In general, it is
my experience that people spend far to much time worrying about which stock or
mutual fund to buy or sell and they do not even have a written and monitored
plan to evaluate whether these investments are doing what they are supposed to.
2.) All investments can have
good times and bad which is why it is not worth spending so much time selecting
the individual investments which make up your portfolio. Sure, you want to make sure that the
individual investments have low expenses, have historically done what they say
they are going to and are run by reputable firms with established long term
track records, however, as mentioned above, it is more important to have a
disciplined process for managing and monitoring the portfolio as a whole than
the individual investments themselves.
3.) Diversification and
rebalancing are the keys to reducing portfolio risk (although diversification does not guarantee against loss; it is a
method used to help manage risk). To
many investors are over concentrated in their investment portfolios to one or
only a few asset classes or investment styles, and do not rebalance their portfolios
White House Financial
& Settlement Consulting helps families live easier and less stressful lives
through the proper management of their financial resources. We do this by acting as our clients’ trusted
advisor providing a personal touch customized to the client’s needs! Please visit our web site at www.whitehousellc.com
for more information!
We often hear from our plaintiff attorney clients that their clients should not use a structured settlement annuity due to the current low interest rate environment. Their thought is that their clients can do better in other financial instruments such as the stock market. This logic fails to take into the consideration one of the best features of a structured settlement annuity which is its income tax FREE GUARANTEED payments. I am a financial adviser and Certified Financial Planner with over 20 years of experience who can advise clients regarding ALL financial options and not simply limited to Structured Settlement Annuities. I have witnessed MANY high and low interest rate environments and MANY claimants who were going to "get a higher rate of return" outside of a structured settlement annuity who are now OUT OF MONEY! Remember, it doesn't matter what rate of return you are getting if the balance of your investments is ZERO! But don't just take my word for i
You probably know us best for our Plaintiff Focused Structured Settlement Consulting services. You may not know that we also help plaintiff attorneys and their clients resolve those nasty LIENS that threaten your hard won settlements through our partnership with PROVIDIO! Please click the link below for more information on our lien resolution services: If we can assist you with your lien resolution or structured settlements please call us at (734) 433-1670 or email firstname.lastname@example.org . www.whitehousellc.com