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Sustainable Investing Case Study #3


We have a client who is a family law attorney in her mid-60’s.  Susan would like to retire as soon as possible to travel, be with her grandchildren and go skiing. She has also always been very socially conscious and expressed the goal of allocating a portion of her retirement portfolio to Socially and Sustainable Responsible investments. 


I worked with our portfolio management team to determine what percentage of her portfolio would be appropriate to allocate to Socially Responsible and Sustainable investment funds given her net worth, goals and risk tolerance.  We have other clients who also mandate us to invest a portion of their portfolios into these types of funds, therefore our portfolio management team was able to easily put together a diverse portfolio of several funds whose investment focus is Socially Responsible and Sustainable investments and who pass their fund performance and risk screening criteria. 


Through these posts I hope disentangle the complicated web of vocabulary used to describe sustainable investing and clarify the fundamental concepts buried underneath the terminology.  

I describe sustainable investments as investments made with the intention of generating positive environmental, social, and governance (ESG) impact alongside a financial return.  


I would love to know if you feel that your values are adequately represented in your investment portfolio and what values are important to you. 


For 25 years I have helped families work towards their financial goals!  


Please contact me at (734) 725-2119 or cyril.white@fourfinancial.com if you have any questions or if there is anything we can assist you with!  


This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Any economic forecasts set forth may not develop as predicted and are subject to change.  All information is believed to be from reliable sources; however, LPL Financial makes no representation as to its completeness or accuracy.  The opinions voiced in this material are for general information only are not intended to provide specific advice or recommendations for any individual.   

Socially Responsible Investing (SRI) / Environmental Social Governance (ESG) investing has certain risks based on the fact that the criteria excludes securities of certain issuers for non-financial reasons and, therefore, investors may forgo some market opportunities and the universe of investments available will be smaller. 

Securities offered through LPL Financial.  Member FINRA/SIPC 


 

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