Are you cautious about taking on risk with your investments? Does market volatility make you uncomfortable? If you are looking for an investment strategy that protects your core portfolio(1) and gives you confidence to stay invested through market cycles, then don’t miss our virtual educational session on Principal Protected Notes. These unique solutions can: — Protect your principal against losses, if held to maturity(1) — Increase the potential for growth and/or income(1) — Help you feel more financially prepared to meet your investment goal Our next workshops will be on the following days: Thursday, May 9, 2024 06:30 PM Eastern Time (US and Canada) Saturday , May 11, 2024 11:00 AM Eastern Time (US and Canada) Email me at cyril.white@fourfinancial.com if you have any questions or would like to reserve your spot! (1)This material is provided for educational purposes only and does not constitute investment advice. The information contained herein is based on current tax laws,
By Cyril S. White, Certified Financial Planner™ As people transition from one employer to another, many are still uncertain about what to do with their 401(k) plan when they leave their employer. Here are 4 of the biggest mistakes you should avoid when considering what to do with your 401(k). A plan participant leaving an employer typically has four options (and may engage in a combination of these options as well), each choice offering advantages and disadvantages. 1. Leave the money in his/her former employer’s plan, if permitted; 2. Roll over the assets to his/her new employer’s plan, if one is available and rollovers are permitted; 3. Roll over to an Individual Retirement Account (IRA); or 4. Cash out the account value. Each of these options can have a significant impact on your financial goals if not planned and implemented correctly. We have found that there are four major mistakes people make with regard to their e