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We have recently assisted plaintiff’s council and their clients with settling several cases involving Nationwide Insurance as the defendant insurer. In each of these cases our plaintiff attorney client’s told us that the defense council were adamant about Nationwide placing the structured settlement annuity WITH Nationwide Insurance. This would be very difficult since Nationwide does not have their own structured settlement annuity product.  What the defense was really saying is that they wanted their structure broker to get the entire commission on the case. I’m sure they don’t really know that, however, that is what Nationwide tells them to say. Defense council even indicated that they were willing to pay more to settle the case if Nationwide could place the entire annuity with “their” company (i.e., their broker). These kinds of games are going WAY back to the origins of the structured settlement business in the 1980’s when the defense would CLAIM “we can’t tell you the cost of the annuity because it would constitute constructive receipt!” Which, as we knew was completely IDIOTIC!  We need to ask ourselves WHY they would be willing to pay more if Nationwide places the structured settlement annuity if they do not have their own structured settlement annuity life insurance product?  It should make NO difference to them who the annuity is placed with as long as all of the paperwork is done correctly, and the annuity carrier is highly rated in term of financial risk, which is what we help insure. Perhaps they are just concerned with the financial well being of their structured settlement broker?  I highly doubt it!  Again, unless there is some kind of back end financial arrangement that we are unaware of, there is ZERO benefit for a defendant insurer to use a structured settlement annuity, where there is a MAJOR benefit for the claimant.

Since we have been doing this for a LONG time we have been privy to all the games that defendant insurers play and know how to get around them.  We work with their Nationwide brokers on EVERY case and it helps make the process smother and faster for BOTH SIDES! When I asked their structure broker’s what they thought the defense council was referring to by insisting on placing the annuity with Nationwide even they had no idea (supposedly) what they were talking about as they quote their structured settlement annuities with ALL the exact same life insurance companies we do!  If you do not use your own structured settlement consultant in cases like this you are basically flying blind, and your client will have no one to turn to when they lose their policy or have questions about their annuity in the future.

For almost 20 years we have been Michigan's premier Plaintiff Focused Structured Settlement Consultant. Please contact us early at (734) 433-1670 or and let us help you and your clients maximize your hard earned settlement dollars call! 


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You probably know us best for our Plaintiff Focused Structured Settlement Consulting services.  You may not know that we also help plaintiff attorneys and their clients resolve those nasty LIENS that threaten your hard won settlements through our partnership with PROVIDIO! Please click the link below for more information on our lien resolution services: If we can assist you with your lien resolution or structured settlements please call us at (734) 433-1670 or email .