White House Financial & Settlement Consulting, LLC helps families live an easier and less stressful life through the achievement of their financial goals by providing comprehensive, fee-only, client focused financial advice and exceptional service.
DECEMBER MARKET COMMENTARY: November marked the third consecutive month of positive returns for U.S. stocks. The S&P 500 Index, a measure of domestic large-cap stocks, gained 3.05%, while the Russell 2000 Index, which tracks U.S. small-cap stocks, returned 4.01% (Source: Morningstar, Inc). Overseas, equity market returns were less robust. The MSCI World ex U.S. Index edged up 0.61%, while the MSCI Emerging Markets Index fell 1.46%. Fixed income lost ground as the Barclays U.S. Aggregate Bond Index, a measure of the domestic investment-grade bond universe, slipped 0.37%, and the Barclays U.S. Corporate High-Yield Index, which tracks the non-investment grade bond market, managed a 0.51% gain (Source: Morningstar, Inc). Thank you for your continued support of White House Financial & Settlement Consulting. We wish you all a happy holiday season!!! White House Financial & Settlement Consulting LLC COMPREHENSIVE - CLIENT FOCUSED - FINANCIAL ADVICE 114 South Ma
BIGGEST FINANCIAL MISTAKES: We are preparing to offer regular educational workshops we are calling our “Get Financially Fit Academy”. One of the topics we will cover is the biggest mistakes we have seen people make in our almost 20 years of helping people achieve their financial goals which are: 1.) Not having your important information organized and letting someone you trust know where all your important information is. This includes ensuring that your estate plan and beneficiaries are up to date. 2.) Not saving enough. Many people are very concerned about what they are invested in, however, they fail to realize that the MOST important factor in investing is regular, disciplined savings and NOT what it is invested in. Sure, it is important to invest your hard savings prudently, however, again this is secondary to simply saving regularly in good times and bad. 3.) Not having enough disability insurance coverage. Many people make sure they have