"Pain of discipline now or pain of regret later. Your choice!"
This is a somewhat shortened version of the following original quote by Jim Rohn.
“There are two types of pain you will go through in life, the pain of discipline and the pain of regret. Discipline weighs ounces while regret weighs tonnes.”
― Jim Rohn
I think this quote applies to so many aspects of life from family, physical fitness and definitely to personal finances!!!